There are three separate elements to the cost of a bankruptcy.
1) Attorney fee: Amount varies.
2) Two credit counseling classes: $35 grand total for both classes (per person and per married couple.)
3) Court filing fee:
Chapter 7: $338
Chapter 13: $313
Chapter 11: $1,738
In my practice the amount of the attorney fee depends on the complexity of the case. More complex cases cost a little bit more, and less complex cases cost a little bit less. Once I have some information from you I will be able to give you a quote.
For a Chapter 7 bankruptcy you may pay the attorney fee in one lump sum or in installments before the case is filed, the choice is yours.
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