how much does it cost to file for bankruptcy?

There are three separate elements to the cost of a bankruptcy.

1)   Attorney fee:  Amount varies.  

2)  Two credit counseling classes:  $35 grand total for both classes (per person and per married couple.)

3)  Court filing fee:  

               Chapter 7:  $338 

               Chapter 13:  $313

               Chapter 11:  $1,738

In my practice the attorney fee amount depends on the complexity of the case.  More complex cases cost a little bit more, and less complex cases cost a little bit less.  Once I have some information from you I will be able to give you a quote.  

For a Chapter 7 bankruptcy you may pay the attorney fee in one lump sum or in installments before the case is filed, the choice is yours.